Lease or Buy?

The first step to choosing between leasing or financing your next Kia vehicle is to determine your needs. If you plan on keeping your vehicle for a short period, for example, less than 4 years, then leasing is probably the better option. Moreover, leasing tends to be more affordable which means that you can get more equipment in your vehicle for the same monthly payment. On the other hand, there are mileage restrictions that come with leasing and if you have to drive more than 25,000 km every year, then you are better off financing. Every month, there are different promotions and discounts on leasing and financing. This can also play a role in determining which one is right for you. This is what our team of financing experts at Kia West will be able to help you with. If you are not sure between leasing and financing, give us a call today and let us help you.

The Kia West Financing Department wants your vehicle financing experience to be as smooth and convenient as possible so you can focus on enjoying your vehicle.

Financing Benefits

Advantages of Financing:

• Owning your vehicle
• No end-of-term charges
• Unlimited mileage
• Flexible terms – we offer terms ranging from 24-60 months
• You can pay-off your Loan at any time without penalty

Flexibility to suit your needs:

We will work with you to select a finance plan that meets your needs. Get in touch with a Kia dealership today to discover the right plan for you.

Leasing Benefits

Leasing offers unique benefits and financial advantages when compared to financing a new vehicle. When you lease a vehicle, you only pay for a portion of the vehicle’s depreciation, rather than the full Manufacturer’s Suggested Retail Price (MSRP). This makes leasing payments substantially lower than finance payments on the same model over an equivalent term.

Flexible Terms

Kia Motors Finance lease terms are available up to 60 months, providing you with the flexibility to select a shorter term if you would like to drive a newer vehicle more often.

Guaranteed Residual Value

With Kia Motors Finance lease, your contract residual value is protected and will not be affected by market fluctuation.

Excess Wear & Use Protection Plan

Excess Wear & Use Protection Plan provides you with up to $7,500 for repairs and replacements to the following parts:

• Windshield and glass
• Paint chips and cracks
• Exterior dents, dings, and scratches
• Headlamps, tail lamps, and bulbs
• Mirrors
• Bumpers, step bumpers, surrounding trim
• Factory audio equipment
• Carpets
• Mufflers and tailpipes
• Rubber door seals
• Door handles
• Moldings, trim, metal, chrome
• Name plate badges and hood ornaments
• Upholstery and interior rip, tears, and burns

Backed by Kia Motors Finance, this plan has a $0 deductible; no claim forms to submit, is transferable with your lease, and has no upfront costs. You can authorize deductions through your monthly lease payments. Speak with your local dealership for more details.

_{† This is a general description only. Product features may change or be discontinued at any time. For the full terms and conditions that apply to the Excess Wear & Use Protection Plan, please see the schedule to Lease Agreement – Waiver of Charges attached to your Motor Vehicle Lease Agreement. The Excess Wear and Use Protection Plan is not an insurance policy.}